Dental Insurance Dublin
Making Quality Care More Affordable
Dental insurance is a valuable asset for your family. It grants access to low-cost preventive services, and it may reduce the financial strain for those times when your child’s smile needs extra attention. But how can you maximize the value of your plan? As a pediatric dentist in Dublin who accepts insurance, our team will be pleased to assist you! We are in-network with several popular plans, and we do all we can to make the process of using your family’s benefits as smooth as possible. Contact us today to learn more about how we may be able to serve you.
How Dental Insurance Works
Dental insurance is designed to cover services that are considered preventive and restorative. This means that if your child’s oral health is at risk, the treatment options used to minimize the risk and improve oral and overall health will likely be covered in part or in full. By paying monthly premiums, you make sure that your child’s benefits are made available once you meet your deductible. Then, you can expect your dental insurance company to pay more for the services your child receives.
Our dental team will make a note of your dental insurance when you call to schedule an appointment. After reviewing your plan, we’ll identify ways to help you save each time you come in. Although each plan is different, many of the benefits are quite similar and may look something like the following:
- 100% coverage for preventive care
- 80% coverage for minor restorative care
- 50% coverage for major restorative care
What Is the Difference Between Dental & Medical Insurance?
Dental and medical insurance are both intended to help patients maintain their overall health. However, their scopes are quite different. Medical insurance covers annual physicals, management of chronic diseases, emergency health services, and more. It does not apply to routine dental treatments.
Dental insurance has a strong focus on prevention, so it applies to things that medical insurance will not cover, including cleanings, checkups, fluoride treatment, and more.
If you are unsure whether you should use medical or dental insurance for a specific service, our team might be able to help you find answers.
In-Network vs. Out-of-Network
Our pediatric dental practice is pleased to welcome all PPO dental insurance plans. Whether we are in your network or outside of it, you can count on our team to walk you through the process of maximizing your benefits.
In-Network Coverage
If we are “in-network” with an insurance plan, it means we have a contract with them. As you will see in the list below, we are in-network with multiple PPO dental insurance plans. This allows us to keep costs low so that you enjoy greater peace of mind when your child receives necessary oral healthcare.
- Delta Dental
- Aetna
- BlueCross BlueShield
- Cigna
- DenteMax
- Guardian
- Humana
- MetLife
- United Concordia
- UnitedHealthcare
- And many more!
Out-of-Network Coverage
PPO dental insurance can be used at virtually any practice, regardless of network status. If we are not in your network, we will still be happy to assist you with the claims process. You may be pleasantly surprised by how much you can save! Remember, rather than prioritizing insurance networks when you are choosing a dentist for your child, focus on selecting a provider who is worthy of your trust.